When you hire a professional real estate agent to sell your home you will most likely be presented with the opportunity to purchase a home warranty. Many home sellers question the value of these home warranties, especially when the home they are selling is relatively new or when most of the major components have been recently upgraded.

There are two good reasons to offer a home warranty:

Even though everything was in working order when you sold your home, there are no guarantees as to what can happen four, six or even ten months down the road. After you close the sale of your home, the last thing you need is to get an unexpected call from the buyer telling you about a problem with the house. When you provide the buyer with a home warranty you are also giving the buyer someone to call (other than you) if a problem should occur.

The second reason you should consider providing a home warranty to the buyer is marketing. A home warranty is one of the best marketing tools you can use when selling your home. Keep in mind that a large percentage of homes are bought by first time buyers. First time buyers will generally put all of their available cash into the down payment and closing costs required to purchase their home. In many cases a system failure or problem after moving in could create a major financial burden for the buyer. By offering a home warranty you increase the marketability of your home by giving the buyer "Peace of Mind".

Keep in mind that you don't pay for the home warranty coverage until closing.

Some of the most commonly covered Home Warranty items are...

Central Heating system Heat Pump system Central air conditioning Units Hot Water Heater & Hot Water Heat systems Plumbing systems Electrical system Attic/Exhaust Fans and systems Built-In Dishwashers Oven/Range and Microwave Trash Compactor Garbage Disposal Refrigeration system Lighting Fixtures Central Vacuum system Well Water Pump Burglar Alarm and Door Bell System Roof Repair Garage Door Opener Electronic Air Cleaner Furnace Humidifier Septic Tank Mechanical System Sump Pump

Most major Home Warranty Companies will offer additional coverage for the following items...

	Swimming Pool Spa/Jacuzzi Washer and Dryer Water Softener

Note: Covered items and limitations may differ depending on the home warranty company that issues your policy.

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Steve Hatfield, Realtor® provides real estate / home buying and selling services in Dearborn Michigan, Dearborn Heights Michigan, the Wayne County MI (Southeast Michigan) communities of Redford, Westland, Garden City, Livonia, Canton, Plymouth, Northville and the Oakland County cities of Farmington / Farmington Hills and Novi Michigan.

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