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First Time Buyer Mortgage Programs / Down Payment Assistance
If you are a first time buyer or haven't owned a home in the last 3 years...there are special first time buyer mortgage programs designed just for you! If you are eligible, you might be able to reap the benefits
of a lowered interest rate (lower than regular mortgage programs) or a special tax credit that could potentially save you thousands of dollars over the course of your
loan!
If you are currently renting...with the use of some of the great first time buyer mortgage programs out there you
might even find
that your house payment may be less than what you are currently paying in rent. As an added bonus, you get to write off
your property taxes and mortgage interest as a tax deduction.
Unfortunately these 1st time buyer mortgage programs aren't highly advertised and for the mortgage lender, it is more work so they may or
may not tell you about them. In addition, they aren't offered by every mortgage lender so if the bank or mortgage company
you select doesn't offer these programs...well, you won't even have a chance to see if you are eligible.
So, if you have NOT owned a home in the past 3 years, you absolutely must contact Steve (below) so you can take advantage of these great 1st time buyer programs before they disappear!
Down payment Assistance Programs
These programs refer to a third party organization that through a gift from the seller, can cover all or part of your
down payment (depending on the terms of the mortgage you are seeking). This, when used in combination with seller paid assistance
with your closing costs, prepaids etc. can enable you to buy a home with very little up front cash. There are always some
expenses so you'll need a little money but depending on the price of the home...you might be surprised at how little you'll
actually need.
Again, these programs aren't highly advertised and more work for your mortgage lender so your chances of finding out
about them may be limited to a stroke of luck.
It is a GREAT time to buy a home!
This combination of low interest rates and home prices will NOT last forever. Laws are being passed and new programs established to help slow and
even eventually stop the flood of foreclosed homes and when that happens, home prices will rise and this "window of opportunity" will
have passed. So don't wait...NOW is a GREAT time to buy a home!
Don't Know if You Qualify to Buy a Home?
No problem...we will help you find out if it is possible to do so now or help you develop a plan for a future home purchase.
How to Learn More...
Myself and my partner Vicki have taken a great deal of time to educate ourselves about these programs including researching mortgage
lenders to see who offers these programs. We have the knowledge and experience (20+ years each) to help direct and guide you through the
the home buying process and help you to find out if you are eligible to take advantage of these great programs.
Please understand that we have gone way beyond the extra mile to research and learn about these programs where many agents have
not done so. We want to help buyers use these great programs and save $$ if they are eligible!
As a result, we do ask for the following from you...
- You must NOT be working with another real estate agent
- You must be ready to purchase a home within the next 30-90 days.
- You must be willing to get pre-approved for a mortgage (if your financial situation suggests that you will qualify)
- You must come in to our office so that we can discuss these programs and the home buying process in detail
- You must agree to work exclusively with us as your Buyer's Agent
So, don't let this opportunity pass you by...
We want to help you to achieve your dreams of home ownership(if you qualify) and save $$ at the
same time!
Let's Get Started...Contact Us Today!
Click here to contact us online
Or...call our office at 313.274.7200 and ask for Steve or Vicki!
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 Contact Steve
REALTOR® ABR, CRS, e-PRO Certified
CENTURY 21 Curran & Christie
25636 Ford Road
Dearborn Heights, MI 48127
Office: (313) 274-7200
eMail:
Print Steve's Business Card
Michigan Real Estate Salesperson
License Since 1986 - #6501221773
   
Real Estate Internet Warning
Steve Hatfield, Realtor® provides real estate / home buying and selling services in Dearborn Michigan, Dearborn Heights Michigan, the Wayne County MI (Southeast Michigan) communities of Redford, Westland, Garden City, Livonia, Canton, Plymouth, Northville and the Oakland County cities of Farmington / Farmington Hills and Novi Michigan.
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