DearbornHomes.com - Featured Topic...The Truth In Lending Disclosure - what is it, what does it mean, why is one interest rate shown higher than what I was quoted, etc. Find out the answers to these questions and more! DearbornHomes.com - Find Wayne County Michigan Homes for Sale, Dearborn homes for sale and Dearborn Heights homes for sale! The only real estate resource you will need to buy a home or sell a home in dearborn, dearborn heights, wayne county and southeastern michigan!
Steve Hatfield - Dearborn Michigan Realtor - Century21 Curran and Christie - DearbornHomes.com Steve Hatfield, Realtor, ABR, CRS, e-PRO
Michigan Home Loans and the Truth In Lending Disclosure century 21 curran and christie














































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Buying GuideBuying GuideBuying Guide
Truth-In-Lending Disclosure
The Truth in Lending Act, more commonly referred to as Regulation Z, is part of the Consumer Credit Protection Act. Its purpose is to promote the informed use of consumer credit by requiring disclosures about credit terms and costs.

Please select a topic below to find the answers to some of the most commonly asked questions about the "Truth in Lending Disclosure."

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1 What is a "Truth-In-Lending Disclosure?"
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2 What is the ANNUAL PERCENTAGE RATE?
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3 Why is the annual percentage rate different from my interest rate?
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4 What is the FINANCE CHARGE?
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5 What is the AMOUNT FINANCED?
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6 What is the TOTAL OF PAYMENTS?
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7 If I pay the loan off early, will I be entitled to a refund of part of the finance charge?
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Steve Hatfield .
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REALTOR® ABR, CRS, e-PRO Certified
CENTURY 21 Curran & Christie.
25636 Ford Road
Dearborn Heights, MI 48127
Office: (313) 274-7200
eMail:


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Michigan Real Estate Salesperson.
Licensed Realtor® Since 1987 - #6501221773
REALTOR Accredited Buyer Representative Certified Residential Specialist e-PRO

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Visit Steve's other web site at www.Steve-Hatfield.com

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Steve Hatfield, Realtor® provides real estate / home buying and selling services in Dearborn Michigan, Dearborn Heights Michigan, the Wayne County MI (Southeast Michigan) communities of Redford, Westland, Garden City, Livonia, Canton, Plymouth, Northville and the Oakland County cities of Farmington / Farmington Hills and Novi Michigan.

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Equal Housing Opportunity.

In accordance with the law, the properties, real estate services and homes for sale featured on this web site are offered without respect to race, religion, color, creed, national origin, sex, physical limitations / disabilities or familiar status.


REALTOR® is a registered collective membership trademark that identifies a real estate agent / professional who is a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict code of ethics.

Century 21 Real Estate Corporation © and sm trademark and servicemark of Century 21 Real Estate Corporation. Equal Housing Opportunity. Each office Independently Owned and Operated.



Copyright © 1996 - Steve Hatfield
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